1. The plan covers to age 85.

2. The plan covers 36 critical illnesses, claimable up to 3 events from different critical illness groupings, including 2 Cancer claims. Up to 100% of the amount that you are covered for is payable for each claim.

3. A 12-month waiting period is required between critical illness claims.

4. A 5-year waiting period is required between Cancer claims.

5. The cost of insurance is deducted depending on your attained age and it will increase as your age increases.

6. The cost of insurance for this plan is not guaranteed and AIA reserves the right to revise the cost of insurance by giving you 3 months written notice.

7. You will have to serve a waiting period before you can make any claims under this plan. Different waiting period shall apply for different benefits.