1. *To be eligible for the Prolonged Hospitalisation Benefit, such hospitalisation and its duration of stay must be deemed Medically Necessary by the treating doctor.

**Eligible medical plans that are accepted for the Annual Limit Booster are A-Plus Health (Plan 200 & above) or A-Life Med Regular with A-Plus Health Booster (Plan 200 and above) or A-Plus Med with A-Plus MedBooster or A-Life Med Regular with A-Plus MedBooster.

2. A-Plus Recover can cover individuals up to age 80.

3. A-Plus Recover will then terminate after 200% of the coverage amount has been paid out under the Prolonged Hospitalisation Benefit.

4. A-Plus Recover is available as a rider attachable to A-LifeLink 2, A-Life Joy Xtra and A-Life Med Regular.

5. The premium payable / cost of insurance is deducted depending on your attained age and it will increase as your age increases.

6. The cost of insurance for A-Plus Recover is not guaranteed and AIA reserves the right to revise the cost of insurance by giving you thirty (30) days prior written notice.

7. The premiums apportioned to A-Plus Recover may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.

8. You will have to serve a waiting period before you can make any claims under this rider. Different waiting period shall apply for different causes for claims