Skip to main content
  • EN
  • BM
  • Search
  • AIA Malaysia
  • Our Products
    • Life Protection
    • Medical Protection
    • Critical Illness Protection
    • Savings & Investment
    • Accident Protection
    • Property Solutions
    • Motor Insurance
    • Online Products
    • AIA Vitality
    • Employee Benefits
    • Commercial Insurance
  • AIA Vitality
    • How It Works
    • REWARDS & BENEFITS
    • Member’s Testimonial
    • Join AIA Vitality
    • How It Works
  • What Matters
    • Health & Wellness
    • Finance & Insurance
    • Video Gallery
    • Mental Wellbeing
    • Health Statistics
  • About AIA
    • About AIA Bhd.
    • About AIA Public Takaful Bhd
    • Career Opportunities
    • Community & Partnerships
    • Media Centre
    • Events & Promotions
    • About AIA General Berhad
    • About AIA Pension & Asset Management
  • CLAIMS & SUPPORT
    • Contact Us
    • AIA Panel Locator
    • Claims Process And Guides
    • FAQ
    • Important Announcements
    • Form Library
    • HOW TO GUIDES
    • How to guides
  • My AIA
    • CUSTOMER LOGIN
    • CUSTOMER REGISTRATION
    • CORPORATE LOGIN
  • Investment-Linked Funds
AIA
  • Our Products

    Our Products

    Select from one of the categories on the right or click here for a recommendation based on your needs.

    Let us help you
    Investment-Linked Funds

    Get the latest updates on our funds and their performance.

    Click here to view AIA Investment Linked Funds Performance Report 2021

    For Individuals

    For Business

    • Life Protection

      Protect yourself and your loved ones from life's uncertainties with AIA's life insurance and takaful plans.

    • Medical Protection

      Avoid unforeseen medical expenses with AIA's medical insurance and takaful plans.

    • Critical Illness Protection

      Focus on your recovery and not your financial commitments when you have AIA's critical illness insurance or takaful plans.

    • Savings & Investment

      Stay protected while you secure your future with AIA's savings and investment plans.

    • Accident Protection

      Safeguard yourself from accidents with AIA's personal accident insurance plans.

    • Property Solutions

      Finance your dream property and ensure your household contents are well-protected.

    • Motor Insurance

      Get comprehensive protection for your motor vehicles.

    • Online Products

      Sign-up for our insurance and takaful plans online for immediate protection.

    • AIA Vitality

      AIA Vitality is the science-backed wellness programme that works with you and rewards you for the healthy choices you make. Find out more

    • Employee Benefits

      Secure your company's most important asset through our market-leading solutions.

    • Commercial Insurance

      Secure your business against mishaps and damages.

  • AIA Vitality

    AIA Vitality

    We support you in taking charge of your health.

    FIND OUT MORE
    • How It Works

      Discover how AIA Vitality motivates you to make healthy choices sustainably.

    • REWARDS & BENEFITS

      Find out what are the rewards and benefits that you can enjoy as an AIA Vitality member.

    • Member’s Testimonial

      Be inspired by the stories of our members 's journey with AIA Vitality

    • Join AIA Vitality

      Kickstart your journey towards better health today!

    • How It Works

      Discover how AIA Vitality motivates you to make healthy choices sustainably.

  • What Matters

    What Matters

    Guides and tips on the latest Health & Finance topics.

    VIEW ALL IN WHAT MATTERS
    • Health & Wellness

      Wholesome & healthy living starts today.

    • Finance & Insurance

      Discover our wide range of insurance and finance topics

    • Video Gallery

      Short videos on the latest Health & Finance topics.

    • Mental Wellbeing

      Start taking care of your mental health today.

    • Health Statistics

      Learn more about the current health statistic.

  • About AIA

    About AIA

    For almost a century, AIA has served the ever-changing needs of millions of people all across the Asia-Pacific region.

    Read More
    • About AIA Bhd.

      Who we are, what we do, our vision and awards.

    • About AIA Public Takaful Bhd

      Who we are, what we do, our vision and awards.

    • Career Opportunities

      Interested to join our AIA family? Look for a role that suits you.

    • Community & Partnerships

      Giving back to the community is important to us.

    • Media Centre

      Financials, press releases and other info about AIA.

    • Events & Promotions

      Events & Promotions

    • About AIA General Berhad

      Who we are, what we do, our vision and awards.

    • About AIA Pension & Asset Management

      Who we are, what we do, our vision and awards.

  • CLAIMS & SUPPORT

    CLAIMS & SUPPORT

    We strive to assist you with any inquiries you might have with a high touch customer service experience.

    Contact AIA
    • Contact Us

      Cannot find the answer in our FAQ section? Contact us now.

    • AIA Panel Locator

      Locate Us

    • Claims Process And Guides

      Find Claims related information and guides here.

    • FAQ

      Have a question? You may find the answer here.

    • Important Announcements

      Useful information for our customers

    • Form Library

      Need a form? Check our form library.

    • HOW TO GUIDES

      Find us and our panel healthcare partners on Google Map

    • How to guides

      Learn how to perform self serve transaction online at My AIA Portal.

  • My AIA

    My AIA

    Manage your AIA plans, employee benefits, stay healthy with AIA Vitality, and access healthcare services.

    Download My AIA
    Download My AIA
    Download My AIA
    Download My AIA
    • individual
      CUSTOMER PORTAL

      Manage your AIA plans, employee benefits, stay healthy with AIA Vitality, and access healthcare services.

      Register Login

    • corporate
      CORPORATE PORTAL

      For HR personnel and Intermediaries to manage the company's employee benefits portfolio effectively.

      Login

  • Language Select
    • EN
    • BM
  • Search
  • Contact Us
    • Contact Us

      Operating hours:
      Monday - Thursday: 8.30am - 5.30pm,
      Friday: 8.30am - 4.30pm

    • AIA BHD.

    • AIA PUBLIC TAKAFUL BHD.

    • AIA General Berhad

    • AIA Auto Assist/AIA Roadside Assist

Finance & Insurance
Prev | Next
Back to Top
  • {{title}}

    {{label}}
  • 4 Money Apps To Help You Manage Money Better

    “Wah lao! Everything is so expensive these days, how to survive?”

    “Every time I look at my bank account at the end of the month, I’m left feeling puzzled. Where did my money go?”

    “Looking back, my only regret is not having any savings in my younger days.”

    Let’s be honest, we’ve uttered these words more than once in our lifetime. With bills and increasing living expenses, Malaysians are looking for help to stretch their Ringgit further.

    The cries from working class adults are often related to the struggle to keep afloat with the burden of increasing financial strains. Here are the top 3 financial concerns faced by Malaysians today:

    1. Buying your first house

    With housing prices increasing faster than the increment of income, purchasing a home may seem like a distant dream to many. Even with an increasing amount of home loans and government schemes available to help Malaysians own their first home, the entry cost remains hefty. 

    2. Buying your first car

    It is no secret that Malaysia has a severe public transportation issue. Due to the lack of a comprehensive transportation system, many working class Malaysians opt to own a car as their main mode of transportation. However, with Malaysia ranked as second in the region with the most expensive car prices, owning a car can definitely be a financial strain.

    3. Credit Card Misuse

    Owning a credit card is a huge convenience but also a huge nuisance to those who lack self-discipline. Coupled with the FOMO (Fear of Missing Out) syndrome, some people may be driven to living a lifestyle that is beyond their means. When not managed properly, this could result in excess credit card debt and a bad credit rating.

    Do you face these similar problems? Great news – there are many apps that can help you to manage your cash flow better. Start budgeting and tracking your expenses and you’ll start gaining control over your personal finances to reach your financial goals. Here are some of the best money apps in the market:

    1. Money Coach (https://moneycoach-app.com/)

    money-coach-3
    money-coach-2

    Money Coach helps you create smart budgets for every day and every occasion. Its simple interface allows you to track your everyday spending (from food, coffee, drinks as well as weekend indulgences) and plan for every occasion such as a vacation, a wedding or purchasing a new house. 

    The unique smart budgeting option allows you to set a budget allocation for each category of spending at the beginning of the month. This helps you keep track of your expenditure and savings on a daily basis. It’s also equipped with the option of setting your current currency to different foreign currencies. This would help alleviate the headaches of currency conversion for those who travel and shop abroad.

    The key attraction of this app is that it comes equipped with a good analytics function. So dive deep into your personal finances through an in-depth data analysis of your monthly budget and expenditures. Understanding your spending behavior will help you curb your bad spending habits in the long run!

    Bonus point – Money Coach allows a one app, multiple device function. It automatically syncs data over your iPhone, iPad and Apple watch at the flick of a button.

    Who should get this: For those who would love to have a clear and transparent view of where your every cent is going.

    Download: Available on Apple App Store

    2. YNAB (https://www.youneedabudget.com/)

    According to their site, YNAB has successfully helped countless people get out of debt. It believes that by giving reason and intention to your every Ringgit, you can gain conscious control over your spending. With flexibility in creating personalised categories of spending, you are able to budget and track actual spending in all areas of your life. At the end of the month, any additional savings will go into your main savings pool.

    You can also set up a big goal and work towards it. Just key in the amount of money you want to save and set a deadline. You can then track the progress of your goal and know how far or near you are to reaching your personal financial goal.

    Overall, the app provides a very transparent overview of your monthly spending, empowering you as the main driver of your personal finances. Rather than restricting you from spending, it allows you to practice the habit of budgeting for the short and long term.

    Who should get this: For those who want a hassle-free andsimple personal finance app.

    Download: Available on Apple App Store and Google Play. Also available via web.

    3. WALLY (http://wally.me/)

    Wally

    Rated globally as the top favourite finance app, Wally is a seamless intuitive money management tool. As real people with real problems themselves, the app developers set out to solve common, everyday money problems. Wally allows a 360 view on your money - what comes in, what goes out, what you saved and what you have budgeted. In simple words – Wally provides you with the tools to understand where your money goes and empowers you to set and achieve financial goals.

    A feature on Wally allows you to take photos of your receipts for your expenses – a helpful tool when you need to refer to major purchases or tax-exempt purchases.

    Who should get this: For people of all ages. It’s simple and clean interface encourages easy use for people who wish to gain control of their finances.

    Download: Available on Apple App Store & Google Play.

    4. FORTUNE CITY (http://fortunecityapp.com/en/)

    Accident Pro Prime

    Fortune City, while not a budgeting app, is an interesting way to approach personal finances. Repackaging the age-old topic of personal finance with an exciting concept of gamification, you track your spending by building a city. Every expense recorded gives you a building block to place.

    Besides its beautiful and interactive presentation, it has a quick accounting tool which helps you track your expenses easily. It also has a simple analysis function with beautifully designed charts which allows you to have a clear understanding of your personal finances and spending.

    Bonus point – Fortune City also has an Automatic Sync function where a 24/7 running server will help you secure all data the moment you on to the app.

    fortune-city-4
    fortune-city-3
    fortune-city-2
    fortune-city-1

    Who should get this: An ideal choice for anyone looking to approach personal finances differently. With the gamification element, balancing personal finance has never been more fun!

    Download: Available on Apple App Store & Google Play.

    The above articles are intended for informational purposes only. AIA accepts no responsibility for loss which may arise from reliance on information contained in the articles.

    References

    https://www.forbes.com/sites/brucelee/2017/12/24/do-you-have-video-gaming-disorder-a-newly-recognized-mental-health-condition/#20b38d92316d
    http://www.newsweek.com/world-health-organization-thinks-video-games-are-causing-mental-health-758555
    http://www.who.int/features/qa/gaming-disorder/en/
    http://edition.cnn.com/2017/12/27/health/video-game-disorder-who/index.html
    https://moneyish.com/ish/who-could-make-video-game-addiction-a-thing-but-players-tell-moneyish-why-its-not-game-over-for-them-yet/
    https://www.statista.com/statistics/293304/number-video-gamers/
    https://www.engadget.com/2017/02/09/8-cognitive-benefits-of-playing-video-games-for-kids/
    http://www.independent.co.uk/news/science/study-finds-that-violent-video-games-may-be-linked-to-aggressive-behaviour-10458614.html
    http://www.dailymail.co.uk/health/article-1383655/Teenage-boys-eat-food-playing-video-games-study-says.html
    https://migrainecenters.com/gaming-addiction-could-be-triggering-chronic-migraines
    https://www.psychguides.com/guides/video-game-addiction-symptoms-causes-and-effects/
    https://www.forbes.com/sites/tomaslaurinavicius/2017/06/29/money-apps-to-save-eliminate-debt/#7f9024651799
    https://www.youneedabudget.com/ http://wally.me/
    https://www.investopedia.com/personal-finance/personal-finance-apps/
    http://fortunecityapp.com/en/
    https://loanstreet.com.my/learning-centre/financial-problems-people-face-in-malaysia

    The above articles are intended for informational purposes only. AIA accepts no responsibility for loss which may arise from reliance on information contained in the articles.

    Which of the money apps featured in this article do you currently use?

    • Yes (55%)
    • No (45%)

    Related Articles

    How to Manage Your Money in Your 20s


    While earnings and risk tolerance differ from individual, here are some handy principles to consider in your 20s for a financially secure future.

    5 Rules of Financial Management


    Knowing how to manage your money will ensure you are financially safe, independent and secure. Here are some money management tips to follow.

    When is the Best Time to Save & Invest?


    How far do you think you can stretch RM50? Not very far, especially in today’s conditions.

    Recommended Products

    AIA one Plan

    AIA One Plan

    Life Protection

    A simple and affordable insurance plan that covers death and total and permanent disability.

    AIA Starter Plan

    AIA Starter Plan

    Life Protection

    A simple and affordable insurance plan that covers death.

    ×
    One Second Survey

    What do you think of this article?

    One Second Survey

    One Second Survey

    Our Products
    Life Protection
    Medical Protection
    Critical Illness Protection
    Savings & Investment
    Accident Protection
    Property Solution
    Motor Insurance
    Online Products
    Our Products
    Life Protection
    Medical Protection
    Critical Illness Protection
    Savings & Investment
    Accident Protection
    Property Solution
    Motor Insurance
    Online Products

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookies Policy and Privacy Statement.

    What matters
    Health & Wellness
    Finance & Insurance
    Video Gallery
    Mental Wellbeing
    Health Statistics
    About Us
    About AIA Bhd.
    About AIA PUBLIC Takaful Bhd.
    About AIA General Berhad
    About AIA Pension and Asset Management Sdn. Bhd. 
    Careers
    Community & Partnership
    Events & Promotions
    Sitemap
    Help & Support
    Contact Us
    FAQ
    Important Announcement
    Form Library
    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Pension and Asset Management Sdn. Bhd.
    1300-22-7771
    AIA Auto Assist / Roadside Assist
    1-800-88-8733
    What matters
    Health & Wellness
    Finance & Insurance
    Video Gallery
    Mental Wellbeing
    Health Statistics
    ABOUT US
    About AIA Bhd.
    About AIA PUBLIC Takaful Bhd.
    About AIA General Berhad
    About AIA Pension and Asset Management Sdn. Bhd. 
    Careers
    Community & Partnership
    Events & Promotions
    Sitemap

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookies Policy and Privacy Statement.

    Help & Support
    Contact Us
    FAQ
    Important Announcement
    Form Library
    AIA Malaysia
    Menara AIA, 99, Jalan Ampang,
    50450 Kuala Lumpur
    AIA Bhd.
    1300-88-1899
    For Overseas Customers
    603 2056 1111
    AIA PUBLIC Takaful Bhd.
    1300-88-8922
    AIA General Berhad
    1300-88-1899
    AIA Pension and Asset Management Sdn. Bhd.
    1300-22-7771
    AIA Auto Assist / Roadside Assist
    1-800-88-8733

    Copyright © 2022 AIA Group Limited and its subsidiaries. AIA Bhd. 200701032867 (790895-D) AIA PUBLIC Takaful Bhd. 201101007816 (935955-M) AIA General Berhad 201001040438 (924363-W) AIA Pension and Asset Management Sdn. Bhd. 201201027147 (1011637-P) AIA Health Services Sdn. Bhd. 199601016211 (388561-T). All rights reserved.
    Terms of Use | Privacy Statement | Code of Conduct | Sitemap