Can I Invest with only RM100?

Passive investing adopts a more relaxed approach. Investors hold on to their investments for a longer period. Their goal is to match the performance of certain market indexes rather than trying to outperform them. 

A unit trust is a pool of money managed collectively by a fund manager. Your money will be pooled with other investors and it will be invested in various assets. You don’t have to worry about actively monitoring your money and can rely on the fund manager to help you grow your investment. Of course, this also comes with a fixed charge of management and transactions fees.

This is a unit trust scheme managed by a government-controlled agency, Permodalan Nasional Bhd (PNB) that is available only for bumiputras. The initiative comes with no upfront fees, low management fees and is one of the most consistent funds in terms of its returns.

They are essentially digital platforms that use algorithms to automate your investment portfolio. It automatically creates a portfolio for you based on your investing goals and risk tolerance, and periodically adjusts your portfolio. People like it for its ability to diversify your investments, lower fees and being algorithm derived, it avoids emotion-based investing.

This form of investment combines life insurance with investments and protection. You get to choose how to allocate your insurance premiums towards protection and investment. For example, AIA’s A-Enrich Wealth plan allows you to maximise your investment returns via the plan's regular or ad hoc top-up options.

Active investing requires a hands-on approach where you will have to manage a portfolio closely to take advantage of market fluctuations.

Also known as shares or equities are and probably is the most well-known type of investment. When you buy stock, you’re buying an ownership stake in a publicly traded company. You’ll be hoping that the price will go up so you can then sell it for a profit. The risk is that if the price goes down, you lose money.

This is an open-ended investment fund listed and traded on a stock exchange. An ETF is a basket of securities, shares of which are sold on an exchange. It gives you a way to buy and sell assets without having to buy all the components individually with lower fees.

This is a form of payment that can be exchanged online for goods and services. It is a digital currency that is nearly impossible to counterfeit or double-spend. Many are decentralsed networks based on blockchain technology. However, the price of cryptocurrency is highly volatile, and it can create a situation where you will make exorbitant amounts of money in one day and lose it all the next.