Accident Protection

AIA Travel PA Plus

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Overview
Benefits
Terms & Conditions
Additional Protection

AIA Travel PA Plus

Accidents, trip delays, disruptions, or cancellations may cause unexpected complications. Hence, it is important to prepare for the unexpected so you can enjoy a worry-free trip.

AIA Travel PA Plus is a travel protection plan that provides comprehensive coverage against injury, disability or death caused by an accident, medical expenses incurred as a result of an accident or sickness and travel inconveniences that occur during an insured’s journey.

You can choose either the Annual Plan or Single Trip option which you can purchase to cater to your travelling needs. Apart from that, you can also purchase this plan for yourself, your child or your family who is travelling together with you.

Coverage Period

ANNUAL PLAN: UP TO 85 YEARS OLD SINGLE TRIP: UP TO 200 DAYS FOR INTERNATIONAL TRIP & 31 DAYS FOR DOMESTIC TRIP

Eligible Age

ANNUAL PLAN: 14 DAYS - 80 YEARS OLD SINGLE TRIP: 14 DAYS - 85 YEARS OLD

Product brochure

Product disclosure sheet

Benefits of this plan

COVER YOUR MEDICAL EXPENSES WHILE TRAVELLING

We will reimburse up to RM500K of your medical expenses if you need to seek medical treatment during your trip.

1

COVER YOUR MEDICAL EXPENSES WHILE TRAVELLING

We will reimburse up to RM500K of your medical expenses if you need to seek medical treatment during your trip.

PROTECT AGAINST THE UNEXPECTED DURING YOUR TRAVEL

If you suffer from permanent disability or accidental death during your trip, you will receive up to 100% lump sum payout for Personal Accident Coverage.

2

PROTECT AGAINST THE UNEXPECTED DURING YOUR TRAVEL

If you suffer from permanent disability or accidental death during your trip, you will receive up to 100% lump sum payout for Personal Accident Coverage.

GET COMPENSATED FOR TRAVEL INCONVENIENCES

We will reimburse you for the travel expenses incurred if your trip is cancelled, delayed, disrupted or your baggage is delayed, lost or damaged.

3

GET COMPENSATED FOR TRAVEL INCONVENIENCES

We will reimburse you for the travel expenses incurred if your trip is cancelled, delayed, disrupted or your baggage is delayed, lost or damaged.

OPTIONS TO CATER TO YOUR TRAVELLING NEEDS

You may opt for either an Annual Plan with an unlimited number of trips within a year or a Single Trip plan for just a short trip.

4

OPTIONS TO CATER TO YOUR TRAVELLING NEEDS

You may opt for either an Annual Plan with an unlimited number of trips within a year or a Single Trip plan for just a short trip.

GUARD YOUR VACANT HOME WHILE YOU ARE AWAY

We will pay for the loss or damages to the contents of your home which was caused by fire and/or burglary while you are away on your trip.

5

GUARD YOUR VACANT HOME WHILE YOU ARE AWAY

We will pay for the loss or damages to the contents of your home which was caused by fire and/or burglary while you are away on your trip.

REIMBURSEMENT FOR CHILD CARE ARRANGEMENTS

We will reimburse the expenses incurred for child care arrangments if your children who are travelling with you are left unattended when you are hospitalised during your trip.

6

REIMBURSEMENT FOR CHILD CARE ARRANGEMENTS

We will reimburse the expenses incurred for child care arrangments if your children who are travelling with you are left unattended when you are hospitalised during your trip.

Terms & Conditions

- A grace period of thirty-one (31) days from the premium due date shall be allowed for payment of each premium after the first (1st) Premium during which period this policy shall remain in force. Provided that, if a loss occurs within the grace period, any unpaid balance of the premiums due for the full Policy year in which a loss occurs shall be deducted from the proceeds payable under the policy.

- You must provide us with the written notice of a claim in respect of an injury within 30 days of the accident causing your injury. If death occurs, an immediate notice of claim must be given to us.

- To be entitled for the Loss of Deposit/Travel Cancellation benefit, you must purchase the plan at least 14 days before your commencement of your travelling date.

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Child Plus protects your children and their education.
Ransom payment will be reimbursed if the ransom demand is made.
You will be rewarded for information leading to your child's recovery, while alive.

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