Accident Protection

Group Flexible Personal Accident

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Life Planner

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Group Flexible Personal Accident

Employees and customers are your most valuable assets – protect them with AIA Malaysia's Group Flexible Personal Accident.

This comprehensive and customisable insurance plan offers financial security in case of life-changing events, medical and recovery coverage, and loss of income support.

Coverage Period
Up to 1 year
Eligible Age
30 days - 75 years old
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Benefits of this plan

Customisable

Select your benefits and coverage amount.

1
Customisable

Select your benefits and coverage amount.

Calamity cover

Accidental death or bodily injury coverage.

2
Calamity cover

Accidental death or bodily injury coverage.

Double cover for accidental death

Due to snatch theft, road or public conveyance accidents; including on national holidays or school premises.

3
Double cover for accidental death

Due to snatch theft, road or public conveyance accidents; including on national holidays or school premises.

Infectious diseases and dengue cover

Coverage for death due to Infectious Diseases* or Dengue Fever.

4
Infectious diseases and dengue cover

Coverage for death due to Infectious Diseases* or Dengue Fever.

Medical and recovery cover

For accidental bodily injury, Infectious Diseases* and/or Dengue Fever.

5
Medical and recovery cover

For accidental bodily injury, Infectious Diseases* and/or Dengue Fever.

Loss of income support

Daily, weekly or lump sum allowance during medical leave.

6
Loss of income support

Daily, weekly or lump sum allowance during medical leave.

Terms & Conditions

  1. You must choose one of the four core benefits below, with minimum sum assured of RM1,000. You may then choose to add any of the other 25 optional benefits.
    - Accidental Death and Dismemberment Benefit
    - Accidental Death Benefit
    - Accidental Dismemberment Benefit
    - Accidental Death Benefit + Accidental Dismemberment Benefit (different sum insured)
  2. The 5 covered Infectious Diseases are Japanese Encephalitis, Malaria, Measles, Tuberculosis and Hand, Foot and Mouth Disease.
  3. Benefits related to Infectious Diseases and Dengue Fever will commence after fourteen (14) days from the effective start date of the Period of Insurance.
  4. Each policy can only select either one of Daily Hospital Income due to Infectious Diseases OR Hospital Income due to Infectious Diseases between the two benefits.
  5. Each policy can only select either one of Daily Hospital Income due to Dengue Fever OR Hospital Income due to Dengue Fever between the two benefits.
  6. Each policy can only select either one of Accidental Weekly Indemnity Benefit OR Daily Recuperation Allowance between the two benefits.
  7. You must give us written notice of a claim within 30 days of the accident that causes injury. If death occurs, an immediate notice of claim must be given to us.

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Additional Protection

Boost your coverage with any of these optional protection plans

Medical Enhancer

Comprehensive Personal Accident
General Insurance
Purchase via Life planner
  • Medical Enhancer boosts your medical coverage
  • It provides an array of medical coverage.
  • Better treatments for faster recovery.
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Living Protector

Comprehensive Personal Accident
General Insurance
Purchase via Life planner
  • Living Protector provides financial support after an accident
  • It provides 25% of the weekly benefit for up to a year.
  • You will receive an annual allowance for up to 10 years.
Details
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Crime Guard

Comprehensive Personal Accident
General Insurance
Purchase via Life planner
  • Crime Guard protects you against losses and injuries from acts of crime
  • It provides financial assitance during difficult times.
  • You are also reimbursed for the ransom payment if ransom demand is made.
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Family Shield

Comprehensive Personal Accident
General Insurance
Purchase via Life planner
  • Family Shield provides financial safety
  • It also provides a yearly income to help ease their financial burden.
  • It also provides a yearly income to help ease their financial burden.
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Child Plus

Comprehensive Personal Accident
General Insurance
Purchase via Life planner
  • Child Plus protects your children and their education.
  • Ransom payment will be reimbursed if the ransom demand is made.
  • You will be rewarded for information leading to your child's recovery, while alive.
Details
Details

Learn More

Add on additional benefits to boost your coverage

Latest Offers & Promotions

We want to make it possible for you to achieve your life goals. Which is why we have curated these special offers and promotions, so that you and your loved ones are able to enjoy Healthier, Longer, Better Lives.

Financial Health Check

Understanding your financial health and how well you are covered is the first step to achieving a healthier, longer and better life.

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